Experiencing any sort of significant property damage is obviously a stressful situation. That stress rises even further when an insurance company denies a just claim. Whether you’ve been in a vehicle accident, a pipe burst in your home, or you had any other substantial damage, you might encounter some unexpected resistance from your insurer. The law firm of Keller, Melchiorre & Walsh is ready to help if that happens.
Our attorneys have years of experience dealing with unscrupulous insurers who place profits over people. Plenty of insurance companies deny legitimate claims as a result. We know the tactics these companies often use to pay as little as they possibly can. Or to pay nothing at all to their policyholders. We also know how to defeat those tactics. And we will fight for our clients’ rights at all times.
Don’t hesitate to get in touch with us for more information on how we may be able to help you obtain the compensation you deserve for the damage you’ve experienced.
Here are just a few of the reasons why you should consider getting legal help if you are having problems with your insurance company.
They Can Help You Recover Losses from Property Damage
Have you suffered water damage to your home because a storm destroyed all or part of your roof? Did your home suffer structural damage due to a sinkhole? Were you in an accident that totaled your car.
If any of the above examples apply to you, or something else happened that led to substantial damage to something you own, there’s a chance you might actually underestimate the value of what you’ve lost. An attorney can closely examine your homeowner’s, vehicle or other type of policy, making sure you get every penny you deserve.
They’ll Work with the Insurance Company on Your Behalf
The vast majority of us would rather do just about anything else than have to work with an insurance company on a property damage claim. An attorney can take that responsibility off of your plate.
Experienced attorneys know how to manage a claim. And they know how to not only communicate with insurers. But also how to negotiate with them whenever necessary. Insurers will sometimes play games in an effort to reduce the amount of money they need to pay. For example, consider if you’ve been in a car wreck. The insurer may be completely aware of the fact that damage is severe. Yet they may suggest that your vehicle only needs a relatively minor repair.
Also, insurance company adjusters will sometimes try to trick policyholders into admitting they did something wrong to cause whatever damage that occurred. You’ve heard the saying, “anything you say can be used against you in a court of law.” Well, the same principle applies to insurance companies. If the adjuster is successful in getting you to admit even the tiniest sliver of fault, the insurer might use that to reduce your claim. Or outright deny your claim completely.
Having an attorney working on your behalf will help you avoid that problem. They will shield you from insurance company harassment. They will also talk to the insurer’s representatives on your behalf. This relieves you of the worry that you’ll make an innocent mistake that could cost you a lot of money.
Your Attorney Will Help Document Evidence
Whether you’ve experienced a plumbing problem, your home has been damaged in a fire, or your motorcycle was vandalized, you’ll very likely need evidence to show you deserve a full payout from your insurance company. An attorney can help you produce that evidence by investigating the event or accident that resulted in the damage.
When damage is properly documented, the insurer will be much more likely to pay what you deserve. But there are some instances where an insurance company still won’t agree to provide an equitable settlement. Even when confronted with solid evidence. Your legal representative will be ready to litigate the case if needed.
They Can Help You File an Appeal if Needed
Suppose your home has suffered serious mold damage through no fault of your own. Once you notice the damage, you immediately inform your insurer. Even when you do all the right things, the insurance company still tries to make things difficult.
This is another scenario where a skilled attorney could be a huge help. Keller, Melchiorre & Walsh attorneys deal with property damage cases on a regular basis. One of the first things we do when representing a client is to take a long look at their policy. We’ll check to see if there are any loopholes they’ll try to use in order to get out of paying what you’re owed.
If the insurer chooses to play hardball, we can do the very same thing. Your insurance policy is a contract. Any attempt to deny or reduce your coverage could be a breach of that contract. If that’s the case, we’ll take the proper legal action to protect your rights. Even if that means fighting for you in a courtroom.
KMW Will Help You Get Maximum Compensation for Your Property Damage
The attorneys with Keller, Melchiorre & Walsh don’t want you to have to suffer any longer because you’re having a difficult time with your insurance company. Our skilled, experienced legal team has a deep understanding of the law, and we’ll put that knowledge to work for your benefit.
If you’re having a dispute with your insurer, or you’ve run into complications you don’t feel you can handle on your own, please reach out to our firm as soon as you can. We’ll level the playing field, making whatever arguments are needed to support your case. Our firm wants you to be able to get on with your life, and get past this problem. We’ll do everything we possibly can to make that happen as quickly as possible.
Schedule a free review of your case with Keller, Melchiorre & Walsh by using our online contact form or calling us today.