If you were injured in a car accident and have auto insurance, your own auto insurance company will be the first $10,000 of your medical bills. If you have health insurance, your health insurance provider can act as a secondary payer and pay those bills which are not paid by your auto insurance carrier. If you do not have health insurance, your medical bills will be paid from your settlement proceeds. If you were injured as a result of a slip and fall or trip and fall type incident, whether in public, in a business, or on private property, typically those insurance policies contain a medical payments provision that will pay your medical bills.