Uber, Lyft, and other rideshare companies have transformed the landscape of American transportation, offering convenience and accessibility like never before. While these services provide a convenient way to travel, they don’t exempt drivers and passengers from the risks of accidents on the road.

Understanding Rideshare Companies

Rideshare companies operate through smartphone applications, allowing users to request rides from nearby drivers. It’s a modern alternative to traditional taxi services, offering a more personalized experience through technology.

How Insurance Factors Into Rideshare Accidents

Insurance coverage for rideshare accidents can be complex and varies depending on the driver’s activity at the time of the accident:

  • Driver’s app off: Covered by personal car insurance
  • Driver waiting for request: Eligible for limited coverage
  • Driver en route or with passenger: Eligible for higher coverage, including third-party liability and comprehensive insurance.

Navigating these insurance policies can be daunting, especially for those involved in accidents. Consulting an experienced attorney is crucial to understanding your rights and options for compensation.

Examples of Rideshare Accident Insurance Coverage

Consider these scenarios to understand how insurance coverage works:

  • In a minor collision with a rideshare driver who isn’t on duty, personal car insurance should cover damages
  • If a rideshare driver causes an accident while en route or with a passenger, the company’s insurance may cover medical expenses and damages

Steps to Take After a Rideshare Accident

Following an accident involving a rideshare vehicle, prioritize your safety and well-being:

  1. Assess injuries: Call 911 if there are injuries requiring medical attention.
  2. Exchange information: Obtain contact and insurance details from the rideshare driver, passengers, and other involved parties.
  3. Report to authorities: Offer your account of the incident for the police report.
  4. Seek legal guidance: Consider consulting an attorney to understand your rights and pursue appropriate compensation.

Legal Options for Rideshare Accident Victims

Victims of rideshare accidents may wonder about their legal recourse. While suing a rideshare company is possible, it can be challenging due to the company’s limited liability over independent contractors.

However, legal landscapes evolve, and companies may face increased accountability in the future. Seeking counsel from a knowledgeable attorney can help navigate the legal complexities and explore available options.

Seeking Legal Assistance with KMW Legal

At KMW Legal, we understand the complexities of rideshare accidents and the challenges victims face. Our experienced attorneys are dedicated to helping accident victims pursue the compensation they deserve.

If you’ve been involved in a rideshare accident, don’t navigate the aftermath alone. Contact KMW Legal today for a free consultation and let us help you understand your rights and options.

Contact Us Today

Reach out to KMW Legal today at (866) CALL-KMW and take the first step toward securing the compensation you deserve. Our team is ready to advocate for your rights and guide you through the legal process. Schedule your free consultation now to protect your interests after a rideshare accident.